Entrance Counseling is an online tutorial to help students understand the rights and responsibilities assumed when borrowing. Federal regulations require first-time borrowers to complete Entrance Counseling before receiving a Federal Direct Loan, including:
The US Department of Education provides an Entrance Counseling session on its loans portal (studentloans.gov). After reading the steps below, click on the Begin Loan Counseling link to complete the Entrance Counseling session:
» Begin Loan Counseling Note: Make sure you complete Entrance Counseling not Financial Awareness Counseling.
All students and parents borrowing for the first time through the Federal Direct Loan Program are required to complete a Master Promissory Note (MPN). If an MPN is needed, you will receive notification. The MPN serves as the agreement to repay the loan(s) and any accrued interest, expires 10 years from the date signed, and covers multiple loan disbursements during the student's academic career even if at different institutions.
For all loan types below, go to www.studentloans.gov to complete and sign a Master Promissory Note (MPN). You will need your FSA ID for this process. Use the information below to guide you on the studentloans.gov site.
Undergraduate students - for Direct Subsidized and Direct Unsubsidized Loans, and
Graduate students - for a Direct Unsubsidized Loan:
Parents - for a Direct Parent PLUS Loan:
Graduate students - for a Direct Graduate PLUS Loan: