Financial Aid
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Loan Requirements

Once you accept a Federal Direct Subsidized or Unsubsidized loan, the U.S. Department of Education requires you to complete three additional steps before the loan funds will credit toward the charges on your UW-W Student Account:

  1. Annual Student Loan Acknowledgment
  2. Entrance Counseling
  3. Master Promissory Note

In addition to this website, there are additional tools to assist you with understanding these loans:

Step 1: Annual Student Loan Acknowledgment

All Federal Direct Loan borrowers must complete the Annual Student Loan Acknowledgment to receive their loan.  This annual acknowledgment is a new requirement beginning with the 2021-2022 academic year and must be completed every year you wish to receive a loan. This should be completed after April 1 but well before the fall term begins - we recommend completing it by August 1.

 Follow the steps below to complete the Annual Student Loan Acknowledgment:

  1. Go to StudentAid.gov using Chrome, Safari, or FireFox (they do not recommend using Internet Explorer).
  2. Click on “Log In” using the student’s Federal Student Aid ID (FSA ID).
    • This is the same FSA ID the student used to file the FAFSA.
    • Be sure to log in as the student and not the parent or someone else; you must log in using the student’s FSA ID.
  3. From the “Complete Aid Process” menu at the top of the page, select “Complete Annual Student Loan Acknowledgment” and then select “Start.”
  4. Next select WI in the “State” box and then University of Wisconsin-Whitewater in the “School Name” box.
  5. Enter your Degree/Certificate and then your Field of Study and select “View Data.”
  6. Scroll through the page reading the information presented.
  7. At the bottom of the page in the “Complete Your 2021-2022 Acknowledgment” box, select “I understand the borrowing guidelines you’ve shown me.” and click on “Submit.”

Step 2: Entrance Counseling

All first-time Federal Direct Loan borrowers must complete Entrance Counseling to receive their loan(s).  Entrance Counseling is an online tutorial which explains important information regarding the loan(s) you are about to borrow. 

Follow the steps below to complete the Entrance Counseling:

  1. Go to StudentAid.gov using Chrome, Safari, or FireFox (they do not recommend using Internet Explorer).
  2. Click on “Log In” using the student’s Federal Student Aid ID (FSA ID).
    • This is the same FSA ID the student used to file the FAFSA.
    • Be sure to log in as the student and not the parent or someone else; you must log in using the student’s FSA ID.
  3. From the “Complete Aid Process” menu at the top of the page, select “Complete Entrance Counseling,” and then select “Start.”
  4. In the “Add School to Notify” box, choose WI and then University of Wisconsin-Whitewater. Be sure to click on “Notify this School.”
  5. Next you will be asked to indicate if you are an undergraduate or graduate student. Select the appropriate student category and click “Continue.”
    • If you are working on an Associate Degree or Bachelor’s Degree, select “undergraduate student.”
    • If you are working on a Master’s Degree or Doctoral Degree, select “graduate or professional student.”
  6. From this point forward enter information and answer questions as requested.
  7. Once done with all 5 sections of the entrance counseling, be sure to click on “Submit Counseling.”

    Step 3: Master Promissory Note

    All first-time Federal Direct Loan borrowers must complete a Master Promissory Note (MPN) to receive their loan.  The MPN is the agreement you sign acknowledging the Federal Direct Loan is a loan that you must pay back after you graduate or drop below half-time enrollment. 

    Follow the steps below to complete the MPN:

    1. Go to StudentAid.gov using Chrome, Safari, or FireFox (they do not recommend using Internet Explorer).
    2. Click on “Log In” using the student’s Federal Student Aid ID (FSA ID).
      • This is the same FSA ID the student used to file the FAFSA.
      • Be sure to log in as the student and not the parent or someone else; you must log in using the student’s FSA ID.
    3. From the “Complete Aid Process” menu at the top of the page, select “Complete a Master Promissory Note (MPN).”
      • If you are working on an Associate Degree or Bachelor’s Degree, select “MPN for Undergraduates.”
      • If you are working on a Master’s Degree or Doctoral Degree, select “MPN for Graduate/Professional Students.”
    4. Select “Start” and enter the information requested.
    5. Once done with all sections of the MPN, be sure to click on “Submit.”

    Federal Direct Parent PLUS Loan

    Parents wishing to borrow a Federal Direct Parent PLUS Loan, please follow the steps outlined here: https://www.uww.edu/financialaid/types-of-aid/loans/parent.

    Federal Direct Graduate PLUS Loan

    Graduate students wishing to borrow a Federal Direct Parent PLUS Loan, please follow the steps outlined here: https://www.uww.edu/financialaid/types-of-aid/loans/graduate.


    Location

    Financial Aid Office
    University of Wisconsin-Whitewater
    130 Hyer Hall
    800 West Main Street
    Whitewater, WI 53190

    Contact Us

    Phone: (262) 472-1130
    Fax: (262) 472-5655
    Email us!
    Meet the Staff

    Office Hours

    Lobby Open: 
    Mon-Fri: 8 AM - 4:00 PM
    Phones Answered:
    Mon-Fri: 8 AM - 4:30 PM

    Walk-in Advising

    Mon, Tues, & Wed: 9 AM-4 PM
    Thursday: 12:30 PM - 4 PM
    Friday: 9:00 AM - 12:30 PM
    *May be with remote Advisor