Financial Aid
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Loan Requirements

Direct Loan Entrance Counseling

Federal law requires that all first time borrowers complete Entrance Counseling before receiving a Federal Direct Loan.  Entrance Counseling is an online tutorial designed to help you understand your rights and responsibilities as a new borrower in the Direct Loan Program.

Who Must Complete Entrance Counseling?

Any student who has not previously borrowed funds from the Federal Direct Loan program. Graduate students borrowing a Graduate Plus Loan must complete Entrance Counseling for the Graduate Plus Loan.

Click on the link below to complete your Entrance Counseling.

» Begin Loan Counseling  NOTE: Make sure you complete Entrance Counseling NOT Financial Awareness Counseling.

Follow the steps listed below once you have opened Student, the Department of Education online student loans portal. 

  1. Sign In (you will need your FSA ID)
  2. Click Complete Counseling
  3. Under Entrance Counseling, click Start
  4. Choose your school (Select Wisconsin and then UW-Whitewater from the dropdown and click Add School)
  5. Select Undergraduate Or Graduate
  6. Read Counseling Instructions
  7. Complete counseling session by reading the information and answering the corresponding questions at the bottom of each page

Direct Loan Master Promissory Note

All students and parents borrowing from the Direct Loan program will be required to sign a Master Promissory Note (MPN).  The MPN is the agreement to repay the loan.  The MPN covers multiple loan disbursements during your academic career.  The expiration is 10 years from the date signed.  Parents must complete an MPN for each student borrower.  If you are required to sign a Master Promissory Note, you will receive notification from the Student Accounts Office.  Students and parents both go to to sign their promissory notes.

Direct Loan Master Promissory Note

Plus Loan Master Promissory Note


Financial Aid Office
130 Hyer Hall
University of Wisconsin-Whitewater
800 West Main Street
Whitewater, WI 53190

Contact Us

Phone: (262) 472-1130
Fax: (262) 472-5655
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Office Hours

Mon-Fri: 8 AM - 4 PM
Mon, Tues, Wed, & Thurs: 1 PM - 4 PM
Tues, Wed, & Fri: 8 AM - 11:30 AM