Financial Aid
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Perkins Loan Program

Federal Perkins Loan

The Perkins Loan program has expired as of Oct 1, 2017, which means no new loans will be processed in this program. Any student who received a first disbursement for 2017-2018 prior to Oct 1, 2017 is eligible for subsequent disbursements during the 2017-2018 year. There will be no loans awarded during 2018-2019 and beyond. The Federal Perkins Loan is a low interest, need-based loan. Students must attend at least half time to receive these funds. The Financial Aid Office determines the award amounts annually based on the amount of funds available. Perkins Loans are awarded after all Subsidized and Unsubsidized Direct Loans for which the student is eligible.

Loan Terms:

  • 5% fixed interest rate.
  • No interest while the student is attending at least half time.
  • After student stops attending at least half time, there is a 9 month grace period.  Repayment begins and interest starts accruing after the grace period.


All Perkins Loans awarded at UW-Whitewater are serviced by ECSI.  Students who have questions about repayment, loan deferment, or loan forgiveness should contact ECSI at 1-888-549-3274.  Students who wish to consolidate their Perkins Loan with their Direct Loan payment should contact their Direct Loan Servicer. To find your Direct Loan Servicer, visit NSLDS.




Financial Aid Office
University of Wisconsin-Whitewater
130 Hyer Hall
800 West Main Street
Whitewater, WI 53190

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Phone: (262) 472-1130
Fax: (262) 472-5655
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Office Hours

Lobby Open: 
Mon-Fri: 8 AM - 4:00 PM
Phones Answered:
Mon-Fri: 8 AM - 4:30 PM 

Walk-in Advising

Mon, Tues, & Wed: 9 AM - 4 PM
Thursday: 12:30 PM - 4 PM
Friday: 9 AM - 12:30 PM